Elevate your online operations with tailored processing experiences, effortless integration, and robust authentication features.


Tailored Processing Experience

Tailor your payment processing to match your unique business requirements. PAYARC offers dual integration options—traditional merchant and payment facilitator—providing you with the advantages of instant boarding and split funding. Customize your payment flow to align seamlessly with your business model.


Effortless Integration

Seamlessly integrate your online systems with PAYARC, guided by our sales engineering support. With full API and SDK solutions, experience minimal programming requirements for a smooth integration process. Our developer-friendly platform ensures that you navigate the integration landscape effortlessly.


Virtual Terminal Capabilities

Seamlessly process credit and debit sales online through our virtual terminal. Enjoy the convenience of managing manual and recurring subscriptions, providing a versatile solution to meet your business needs.


API Authentication

Security is paramount. Our API Access Token, generated securely through our platform, ensures the highest transaction security for your business and customers. Rest assured that your transactions are protected with state-of-the-art authentication.


Swift Merchant Onboarding

Experience a quick and hassle-free setup, allowing your business to be up and running in no time. Our Onboarding API streamlines the activation process, making it straightforward and rapid. Benefit from the ease of merchant onboarding with PAYARC.

Latest trends, insights, and news to help you stay informed

  • EMV Fallback

    Card brands started rolling out cards with EMV chips in late 2015 in the United States.

    Continue reading

  • Understanding Data Levels 1 & 2

    Data levels 2 and 3 are the most commonly used levels in transactions. Find out how your business uses them!

    Continue reading

  • The $1 Trial Tips All Trial & Continuity Merchants Need

    “Try one month for just $1!” We’ve all seen these types of offers. Some of us have signed up for them ourselves. The benefit trial & continuity merchants offer is clear and concise: Try this product at a deep discount.

    Continue reading