The complete payments ecosystem
The complete payments ecosystem
The complete payments ecosystem
Modern payments run on more than terminals. It runs on infrastructure and intelligence. Payarc unifies hardware, gateway technology, Tap-to-Pay, and AI-driven analytics into one ecosystem designed for scale and stability.
Modern payments run on more than terminals. It runs on infrastructure and intelligence. Payarc unifies hardware, gateway technology, Tap-to-Pay, and AI-driven analytics into one ecosystem designed for scale and stability.
A look inside
Analytics
Get started in days with our robust APIs and hands-on integration support.
Application Management
Get started in days with our robust APIs and hands-on integration support.
PayFac
Get started in days with our robust APIs and hands-on integration support.
White Labeling
Get started in days with our robust APIs and hands-on integration support.
Trainings
Get started in days with our robust APIs and hands-on integration support.
Support Ticket Management
Get started in days with our robust APIs and hands-on integration support.
Payarc Assist
Get started in days with our robust APIs and hands-on integration support.
PartnerHub
PartnerHub
A look inside
Analytics
Get started in days with our robust APIs and hands-on integration support.
Application Management
Get started in days with our robust APIs and hands-on integration support.
PayFac
Get started in days with our robust APIs and hands-on integration support.
White Labeling
Get started in days with our robust APIs and hands-on integration support.
Trainings
Get started in days with our robust APIs and hands-on integration support.
Support Ticket Management
Get started in days with our robust APIs and hands-on integration support.
Payarc Assist
Get started in days with our robust APIs and hands-on integration support.
A look inside
Analytics
Get started in days with our robust APIs and hands-on integration support.
Application Management
Get started in days with our robust APIs and hands-on integration support.
PayFac
Get started in days with our robust APIs and hands-on integration support.
White Labeling
Get started in days with our robust APIs and hands-on integration support.
Trainings
Get started in days with our robust APIs and hands-on integration support.
Support Ticket Management
Get started in days with our robust APIs and hands-on integration support.
Payarc Assist
Get started in days with our robust APIs and hands-on integration support.
The Payarc Advantage
Residual Splits
More aggressive splits customizable to support your business and financial goals.
White glove service
Dedicated support designed to resolve merchant issues and help protect your portfolio.
White Labeling
Present Payarc technology under your own brand while maintaining full control of the partner and merchant relationship.
Fast Onboarding
Streamlined onboarding processes help partners activate merchants quickly without complicated setup or delays.
Rapid Customizations
Flexible integrations and faster customizations built to help you close more deals.
The Payarc Advantage
Residual Splits
More aggressive splits customizable to support your business and financial goals.
White glove service
Dedicated support designed to resolve merchant issues and help protect your portfolio.
White Labeling
Present Payarc technology under your own brand while maintaining full control of the partner and merchant relationship.
Fast Onboarding
Streamlined onboarding processes help partners activate merchants quickly without complicated setup or delays.
Rapid Customizations
Flexible integrations and faster customizations built to help you close more deals.
Free placement program
Free placement program
Payment partnerships don't need to break the bank. Payarc's POS terminals come with no upfront costs, quick setup, and hands-on activation support.
Payment partnerships don't need to break the bank. Payarc's POS terminals come with no upfront costs, quick setup, and hands-on activation support.
QD2
For fast-movers who need full control.
QD4
Countertop performance in a compact form.
A920 Pro
For mobile sellers who want more screen more power, and more uptime.
Valor VL100
Best for retail and service counters that need a reliable, straightforward terminal for tap, chip, and swipe payments.
Valor VL550
Best for merchants wanting a modern touchscreen terminal with advanced features
Valor VP550
Best for restaurants, tableside payments, and mobile businesses that need a wireless terminal to accept payments anywhere.
TouchPay
TouchPay
Payments, without the hardware
Payments, without the hardware
TouchPay turns compatible smartphones into secure, contactless payment terminals — giving you a hardware-free acceptance option that expands how you support merchants and shortens your path to activation.
Available as a stand-alone app or SDK-compatible integration for customized payment experiences.
TouchPay turns compatible smartphones into secure, contactless payment terminals — giving you a hardware-free acceptance option that expands how you support merchants and shortens your path to activation.
Available as a stand-alone app or SDK-compatible integration for customized payment experiences.
Clover POS Solutions
Clover POS Solutions
Offer merchants one of the most in-demand POS systems in the market. Payarc supports Clover POS with competitive pricing, structured onboarding, and dedicated POS and payments support
Offer merchants one of the most in-demand POS systems in the market. Payarc supports Clover POS with competitive pricing, structured onboarding, and dedicated POS and payments support
Why the right processor matters
Why the right processor matters
Why the right processor matters
Clover is one of the most widely adopted POS platforms in the market. But the long-term success of your portfolio depends far less on the device and more on the processor powering it.
Clover is one of the most widely adopted POS platforms in the market. But the long-term success of your portfolio depends far less on the device and more on the processor powering it.
Clover is one of the most widely adopted POS platforms in the market. But the long-term success of your portfolio depends far less on the device and more on the processor powering it.
The hidden variable
Clover hardware may look the same, but the processor behind it controls nearly every part of the experience: pricing models, contract terms, onboarding, support, and long-term service.
Two agents can deploy the same Clover solution and deliver completely different outcomes six months later.
Clover hardware may look the same, but the processor behind it controls nearly every part of the experience: pricing models, contract terms, onboarding, support, and long-term service.
Two agents can deploy the same Clover solution and deliver completely different outcomes six months later.
Payarc Partner
Payarc Partner
Transparent, stable pricing
Transparent, stable pricing
24/7 human support for POS and payments
24/7 human support for POS and payments
Structured onboarding
Structured onboarding
Partner-first risk handling
Partner-first risk handling
Economics designed to scale
Economics designed to scale
Retained merchants. Compounding residuals. Scalable portfolio.
Retained merchants. Compounding residuals. Scalable portfolio.
Volume Processor
Volume Processor
Promo pricing at signup
Pricing changes after 3 to 6 months
Ticket-based, outsourced support
Slow onboarding
High early churn
Churned merchants.
Shrinking residuals.
Reputational risk.
Smarter tools for stronger growth.
Pie AI is Payarc’s suite of intelligent tools built to help you predict risk, prevent fraud, and power faster growth. Designed for partners and merchants, it transforms payments into actionable insights.
Take a slice:
Pie.Churn
Predicts merchant risk before it happens.
Pie.Agent
Delivers pricing insights to help partners win deals.
Pie.Prevent
Protects reserves from fraud and lost revenue.
Pie.Underwriting
Speeds up and standardizes approvals.
Smarter tools for stronger growth.
Pie AI is Payarc’s suite of intelligent tools built to help you predict risk, prevent fraud, and power faster growth. Designed for partners and merchants, it transforms payments into actionable insights.
Take a slice:
Pie.Churn
Predicts merchant risk before it happens.
Pie.Agent
Delivers pricing insights to help partners win deals.
Pie.Prevent
Protects reserves from fraud and lost revenue.
Pie.Underwriting
Speeds up and standardizes approvals.
In their words
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Nothing short of excellent
We have been using Payarc Merchant Solutions for the past four years, and our experience has been nothing short of excellent. Their awesome support team is always responsive, ensuring that any concerns or issues are addressed promptly. What stands out most is their timely payouts, which have been consistently reliable, giving us peace of mind in managing our transactions. The team’s commitment to customer satisfaction is evident in their quick responses and dedication to resolving queries efficiently. Payarc has been a trustworthy partner for our payment processing needs, and we highly recommend them to any business looking for a dependable and customer-focused solution.
Live Tech Solutions
-
A game-changer for our organization
Payarc has truly revolutionized the way we handle payments in our business. It's not just a payment processing company; it's a comprehensive solution that goes beyond the ordinary. The client-centered and technology-driven payment platform has been a game-changer for our organization. The commitment to empowering businesses to make smarter decisions is evident in every aspect of Payarc. The team behind Payarc deserves commendation for their dedication to excellence. Their support is responsive, and they truly understand the unique requirements of businesses. It's a partnership that goes beyond transactional processing - it's about building a foundation for success.
iTRUST Optical and Optometry
Dr. Matthew Chrycy
They've been with us every step of the way
We've had a great experience working with Payarc and truly value the partnership we've built so far. Their team has been highly responsive, easy to collaborate with, and consistently present throughout every stage of our work together. From initial discussion through ongoing execution, communication between our teams has been smooth and aligned, and they've been with us every step of the way. We appreciate partners who operate with that level of engagement and accountability, and Payarc has delivered on both. It's been a pleasure working together, and we're looking forward to continuing to grow the relationship and building even more together in the future.
ISO
Maxwell H.
Who we work with
If your business needs support, transparency, and flexibility, we're built for you.
Agents & ISOs
ISVs
Merchants
Payarc LLC is a registered ISO/SP of Chesapeake Bank, Kilmarnock, VA; Evolve Bank & Trust, Memphis, TN; Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Columbus, GA; and a registered payment facilitator of Pathward Bank.
Privacy Policy | Terms and Conditions
Copyright © 2026 PAYARC. All rights reserved
Payarc LLC is a registered ISO/SP of Chesapeake Bank, Kilmarnock, VA; Evolve Bank & Trust, Memphis, TN; Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Columbus, GA; and a registered payment facilitator of Pathward Bank.
Privacy Policy | Terms and Conditions
Copyright © 2026 PAYARC. All rights reserved
Payarc LLC is a registered ISO/SP of Chesapeake Bank, Kilmarnock, VA; Evolve Bank & Trust, Memphis, TN; Pinnacle Bank, a Tennessee bank, dba Synovus Bank, Columbus, GA; and a registered payment facilitator of Pathward Bank.
Privacy Policy | Terms and Conditions
Copyright © 2026 PAYARC. All rights reserved