How to Choose the Right Nutraceutical Merchant Account
Finding the perfect payment processor shouldn't be the most challenging part of starting a business. For those in the health supplement industry, however, it can often be an obstacle that they aren't prepared for. In fact, when it comes to choosing the right...
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Mobile App Payment Gateway Integration 101
With more and more people needing to shop on the go, it's become quite apparent that merchants must take their products and service to mobile markets to remain competitive. While many customers are spending money through in-app purchases and subscriptions in top app...
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Calculating the True Cost of Chargebacks
An unfortunate reality of doing business today is chargebacks. There are two types of fraud – true and friendly fraud. With the former, a bad actor has obtained sensitive card data of which they are not the owner and uses that information to make a purchase (aka...
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Card Brand Fees 101: Understanding Network Access and Brand Usage (NABU) Fees
Have you received your merchant services statement recently and wondered what all the fees mean? It’s not uncommon for those new to credit card processing services to be a bit confused by all of the charges that may come with your invoice. Here’s what you need to know...
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Mobile App Payments Commentary: MobilePaymentsToday.com
Jared Ronski, Principal at PayArc, was recently featured in MobilePaymentsToday.com. He offered commentary on the $101 Billion Mobile App Opportunity for merchants, noting the importance of understanding different, nuanced monetization models in mobile apps. He also...
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Interchange Plus Pricing vs. Tiered Pricing vs. Blended Pricing
Do you speak more than one language? With enough fluency to converse about many topics, and understand native speakers from around the world? If so, lucky you! Becoming multilingual stretches the mind and expands your worldview. Proficiency attracts career options —...
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What’s the Difference? Retrieval Request vs. Chargeback
Perhaps you spent a restless night, and awoke with a glimmer of the nightmare that kept restful slumber at bay. That lingering memory nagged repeatedly at the edges of every waking thought today. Is that why you stumbled a bit when delivering the new training session...
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The Connection Between Reputable Payment Processors and Compliance
If you run an ecommerce shop, you are probably familiar with the term “compliance”. It’s a winding path for online merchants, as the card-not-present space presents more risk, threats, and security issues than face-to-face payments. That said, online payments also...
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Why Payment Processing Shouldn’t be an Afterthought
No retailer wants to have to release a statement on the busiest shopping day of the year saying that it’s "taking longer than usual to process some credit and gift cards in our stores." Unfortunately, that’s what happened to a mega retailer on Black Friday last year...
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Optimizing Payments for Your Natural Products Ecommerce Store
Natural Products. Can anyone define the term with certainty? Merriam Webster doesn’t even try. Oh, you can find “natural food,” “natural price,” and “naturalist” in their dictionary. You’ll also find the word “product.” But you won’t find the compound term natural...
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