Business Impacts
Merchant portfolios may need be reviewed to prepare profitability models that support these interchange rate changes.
Mastercard
Canada Region
Enhancements to Interregional Interchange Programs
Mastercard is enhancing interregional interchange programs for the Canada region and is reclassifying consumer credit product code MSP-Muse Mastercard to Consumer Super Premium, in addition to expanding Canada acquiring to consumer Super Premium products.
US Region
New Consumer Debit Product Code
Mastercard is introducing a new consumer debit product code, MCI-Mastercard Select Debit,in the Debit Mastercard (DMC) acceptance brand for the U.S. region and will be adding this new product code to existing interchange programs.
Expanded Use of Existing Consumer Debit Product Code ACS
Mastercard is expanding the use of existing consumer debit product code ACS-Digital Debit to existing interchange programs where product code MDS-Debit Mastercard Standard exists.
New Mastercard Enterprise Solution Wholesale Travel Program Product Codes
Mastercard is expanding the Wholesale Travel Program by introducing 5 new commercial B2B credit product codes. These new B2B product codes will be added to existing interchange programs. The existing Wholesale Travel Program is being renamed to support the changes as Mastercard B2B Product.
Discover
New Card Product Type for the Commercial Prepaid-Reloadable for the IIN Range
Discover will implement a new Product Type value, 015, for the Commercial Prepaid-Reloadable for the Issuer Identification Number (IIN) range.
