Knowledge Category: Interchange

Visa Interchange Rates

Visa’s rates are available here to the public, but since they can be somewhat confusing we’ll go over them in this article.

MasterCard Merchant UCAF Interchange Rates

Mastercard has a special rate for card-not-present/e-commerce transactions. These are riskier transactions because of the risk of fraud, so they have a higher interchange rate.

MasterCard Interchange Rates

MasterCard is the second-most used credit card worldwide, and as a merchant you probably accept it if you accept credit and debit card payments. 

Changes To Interchange Rates

Interchange rates are paid whenever a merchant processes a transaction and is usually presented in the form of a percent plus a few cents per transaction. Interchange rates are not regulated by any government entity, so they are set by the card networks themselves.