Month: June 2021

Debit card transaction rates and fees are usually cheaper than credit card transaction fees, but it is still important to understand what they are and exactly how much they are costing your business.

MasterCard is the second-most used credit card worldwide, and as a merchant you probably accept it if you accept credit and debit card payments.

At PayArc, we understand how vital it is to help merchants stay compliant within the Payment Card Industry’s Data Security Standards.

The PCI-DSS—the Payment Card Industry Data Security Standards—are regulations that all merchants must stay compliant with in order to accept credit cards.

Visa, Mastercard, and Discover are making big changes to some of their interchange programs in July 2020

Visa changed the dispute process for chargebacks in 2017, due to the high volume of chargebacks they encounter.

American Express is a closed network and so their interchange rates work differently than Visa or MasterCard.